On how to manage your money
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College Admissions: College Admissions Basics
- Do college graduates earn more money?
- Are college admissions becoming more competitive?
- What is the difference between a public and a private college?
- What does it mean to matriculate?
- Can I have more than one college major?
- Can I get into college without taking AP courses?
- Which extracurricular activities will look best on my college application?
- What variables should I consider when choosing a college?
- How should a school's location factor into my choice of college?
- Besides tuition, what other costs will I incur during college?
- How can I narrow the list of colleges that I wish to apply to?
- Is their a deadline for taking the SAT or ACT?
- What will colleges consider if I take the SAT more than once?
- What information is commonly required on college admission applications?
- What are some tips for filling out my college application?
- What are some secrets to writing a well-crafted college application essay?
- How can I improve the content of my college application essay?
- How should I decide between multiple colleges?
- If I am denied admission, can I reapply to a college?
- Can taking a gap year affect my chances of getting into college?
- Will any of my high school credits transfer to college?
- Can an internship earn me college credits?
- Who is eligible for financial aid?
- How can a financial aid office help me find ways to pay for college?
- What are "student loans" for college students?
401K is a retirement savings plan which is set up by your employer where you contribute a percentage of your pre tax salary which is often matched by your employer.
Adjustable Rate Mortgage (ARM)
The interest rate for an Adjustable Rate Mortgage (ARM) can depending on the changes in adjustment index. Interest rate adjustments are tied to a specific adjustment indexes like interest rate on certificates of deposit or treasury bill or the LIBOR rate.
Checking accounts with no monthly service fees helps us to earn interest and are free checking account.
Corporate Christmas Cards/ Business Christmas Cards
Sending corporate Christmas cards helps build customer loyalty and strengthen bond among the clients. It is also used as another marketing tool.
Credit Card Protection Insurance
Many might not have heard of credit insurance but still may be paying it. Credit insurance is offered by insurance companies through credit card companies, retail stores, banks.
Credit report will be free to all Americans beginning September 1st, 2005, regardless of where ever they live. The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year.
Freddie Mac, Fannie Mae, and Ginnie Mae
Freddie mac or Federal Home Loan Mortgage Corporation (FHLM) is a federally -chartered corporation that purchases residential mortgages, securitizes them, and sells them to investors.
Borrowing against the equity you have in your home is a home equity loan. It is usually done to pay off student loans, buy a new car, get rid of credit card debt, make home improvements, medical emergencies and taking a vacation etc
Refinancing means taking out a new loan to replace the existing loan. Then you can pay off the current loan with the new loan.
Call 1-877-ID-THEFT, the FTC’s toll-free ID Theft Hotline.
Individual Retirement Account or IRA
Any one can set up and ira who have taxable income and have not turned out to be aged 701/2 by the end of the year.
Always make meals at home and think and prepare before hand.
A Roth IRA is an Individual Retirement Account plan that provides tax-free growth if you follow certain rules.
Financial literacy is very important in saving money.Many people have a habit of spending all the money they get and buy things they cannot afford through loan, credit or debit and be in debt all through their life.
Swiss bank has the strictest confidentiality and safety compared to other banks.
VA home loan program is to help veterans of the United States armed forces finance purchase of a .